Registration Information

Fee-only financial planning services are offered by Mary Deshong Kinkelaar, CFP® the principal of Kinkelaar & Associates, a registered investment adviser in Illinois and Ohio. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute.

Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.



All content on this website and in associated podcasts, videos and social media accounts (” Our Content”) is provided by Mary Deshong Kinkelaar CFP® and is for information purposes only. Opinions expressed herein are solely those of Mary Deshong Kinkelaar CFP® unless otherwise specifically cited. Our Content presented is believed to be from reliable sources, but no representation is made as to its accuracy or completeness. Our Content is not to be construed as tax, legal, investment, medical or other professional advice and as such, should not be relied upon in making or refraining from making, any decision. All information or ideas provided should be discussed in detail with your adviser, accountant or legal counsel prior to implementation. Decisions made based on Our Content are the sole responsibility of the user, and in exchange for accessing Our Content, you agree to hold Mary Deshong Kinkelaar CFP® and associated parties harmless against any claims for damages arising from any decision you make based on such information.

At certain places in Our Content, “links” to other websites may be accessed for the convenience of our users. Such websites contain information created, published, maintained, or otherwise posted by entities that are independent of Kinkelaar & Associates, Mary Deshong Kinkelaar CFP®and Mary Deshong Kinkelaar CFP® does not endorse, approve, certify, or control these external websites, and does not guarantee or assume responsibility for accuracy, completeness, efficacy, or timeliness of content located at such websites. Reference therein to any specific product, process, or service does not constitute or imply endorsement, recommendation, or favoring by Mary Deshong Kinkelaar.


Copyright Notice

All rights reserved. All material contained herein is copyright protected and may not be reproduced in any manner without the express written permission of the copyright owner. Certain text, logos and articles: © 2003-2015 The Garrett Planning Network Inc., Sheryl Garrett, Principal. Other text, articles and logos © 2004-2015 Kinkelaar & Associates, Mary Deshong Kinkelaar, Principal. “Hourly as-needed financial planning and advice…the new choice for smart consumers”™, rights owned by The Garrett Planning Network, Inc., Sheryl Garrett, Principal.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.